Online Bank Fraud Crisis – Check your security status.

shutterstock_177915284-750x420Online banking fraud is on the increase. Fraudsters send emails to you and entice you on social media to click on links so that they can capture your online banking login details. Typically you will be told that you have to click on a link in order to update your settings or whatever.
To stop falling victim to this scam, don’t ever click on a link that purports to take you to your online banking. Just don’t click on any links. Rather open your browser and type in the URL to your online banking. All the major banks recently launched a Fraud Security Status Check that evaluates your potential of falling victim to online banking fraud.
To check your Fraud Security Status at your online banking you can follow these links.

White Capital is not the great evil. It’s the great savior

Photo: Marthinus Strydom

By now we all understand the concept of white privilege and white capital. Every second article in the press are about these two topics, and although it’s important to talk about these things it’s much more important to find solutions to our economic woes. There is huge disparity. Nobody can deny that. The majority of South Africans still live in poverty after 22 years of democracy.

The problem is how to fix it. The victim-hood narrative is not achieving anything. In fact it is polarizing our nation even more along racial lines. The constant appeals for a deeper social understanding of the psyche of black and whites is not going to bear any fruit in the short term. There are white racists and there are black racists. It will take many, many years to change the hearts and minds of racists. It won’t happen in my lifetime.

What can happen though is the exponential upliftment of the poor. This can happen. Look what Japan achieved after the Second World War. It is possible.

The way that South Africans can win the day, is to channel all this negative and divisive energy into creating a better future. This can only be achieved through economic growth. The first democratically elected government was the first step. The economic upliftment of the country is the second step. It is with this step that the country is failing miserably. The policies of our government are the single most important factor preventing us from achieving the equality most people seek. This sounds very much like the EFF strategy, you think. Far from it. Where the EFF calls for redistribution, I call for wealth creation through capitalism.

Capitalism is not the evil here. White capital is not the enemy here. Instead these could be the tools that can empower and uplift the rest of the country. But instead of using it effectively, blacks want to tear it down and destroy it, because it represents all that is evil.

It is exactly here that I have a problem with the mind-set of many black people. The calls for redistribution and the policies of the current government are at the core of the problem. You cannot economically uplift an entire nation by robbing Peter to pay Paul. You can sit in a hundred seminars and not achieve a thing unless you address the core issue.

Money is the core issue.

  1. Access to proper education is the key. But what is the government doing? It’s a disaster. Schools are in disarray. Education is a total mess. How can we even hope to grow economically if we don’t have the skilled labor force to do the work effectively? How can we grow businesses without trained and skilled leaders?
  2. Create businesses. Create entrepreneurs. Thousands of them. First educate them and then give them access to capital. White money will be invested in black businesses if those businesses will succeed. At the moment they don’t succeed. They can’t get funding because they don’t have any skills. They don’t have the knowledge and training to run businesses effectively. It’s understandable that they don’t succeed. Black entrepreneurs cannot get access to funding. Even highly skilled and trained black entrepreneurs are not able to get funding, because it is not a priority of the government. Change that and we will have tens of thousands of businesses in SA that thrive and compete internationally and, most importantly, create employment and economically uplift the masses.
  3. Economic upliftment happens when we earn money and we are able to lift ourselves out of our circumstance. As unpalatable as it may sound, if blacks took all the white capital tomorrow and chased every single white person into the ocean, within a few years most of the money will be gone and any chance of a wealthy future for this country will be lost. Not because blacks are somehow incapable, but because they do not have the experience and training of “white privilege”. We now need to “create” instead of just consuming.

This can be done in my lifetime. There is nothing that will uplift the moral of black people as much as financial independence. And that is the crux of the matter. Blacks can complain about the past and about the inequalities and about white privilege for years to come, but that in itself will not change anything.

We need to become competitive and the current socialist attitudes of our leaders need to be replaced by hard-core capitalist motivation – for the good of the nation.

In this world there are many injustices. Black South Africans are not the only ones that have had a tough time. The Jews and Japanese are prime examples of people that fought economically instead of militarily. Their battle was to create wealth and employment. They won because their leaders had the political will to drive the correct agenda and they had a workable strategy. But their strategy was not redistribution but sustainable economic growth through business.

We can do the same. We need intelligent, educated and savvy black people to stand up and drive the economic agenda.

Capitalism is not the great evil. It’s the great savior.




For the love of God, don’t install Windows 10

And the popups just kept coming. Every few hours the annoying “Upgrade to Windows 10 Now!” popup appeared on my taskbar. I did a bit of research and eventually decided to upgrade. It’s free after all. I really didn’t take into consideration the power of Microsoft over the blogging and publishing community. I think every single positive post about Windows 10 on the Internet is a paid for blogger.

So what’s the problem?

There are just too many too mention here, but these are the main problems that you will probably run into.

  1. Unscheduled updates. Windows 10 doesn’t give a shit about your Internet. It will update whenever it feels like it and you could end up in re-boot loop that takes hours. You can be in the middle of some important work and your computer will just randomly shut down to update. And you don’t have any choice in the matter.
  2. External keyboards and mouse. I have a Microsoft external keyboard and mouse that connects with a USB Bluetooth device. Can you believe that the device is completely incompatible with Windows 10 and there is no fix. I will have to throw away my keyboard if I wanted to continue using Windows 10. It gives a blue screen of death every time I touch the keyboard. Once again, I tried everything. Browsed hundreds of forums but no success. It’s not fixable.
  3. Chrome is mostly incompatible. It’s quite obvious why. Microsoft is trying very hard to regain some market share in the browser market and their new browser called “Edge” is obviously  the one they want you to use. Silly games by making as if there is a technical “issue” is stupid when everyone knows they are doing it on purpose. Some people managed to get Chrome working but only after messing around in their registry and trying all kinds of hacks.

These are just 3 issues and a few minutes searching on Google will confirm that it’s just the tip of the iceberg. There are thousands of issues and I don’t think Microsoft will be able to get things stable very quickly.

I like the OS. It’s clean and looks cool. I would love to be able to use Cortana on my laptop and there are some really cool features. Just a pity that the browser is incomplete. It just doesn’t work, and until they get this thing stable, don’t bother installing it. You are going have a world of pain, roll back to Windows 7 or 8 and lose a bunch of your apps. It took me quite a few hours getting things working again after I rolled back.

What a waste of time.